Terms and Conditions for Business Gold Rewards Program

  1. Bonus applies to Payerpath Inc. purchases made between October 1, 2006 and October 30, 2007, and will appear as $100.00 statement credits on your billing statement. The maximum discount available is $400.00 per Card account. This promotional offer pertains to a specific American Express® Business Card product, please reference the OPEN Savings® Summary on your monthly billing statement or online at open.americanexpress.com to determine Card eligibility. Participation and offers are subject to change without notice. Terms and conditions apply.
  2. The American Express Card has no pre-set spending limit which gives you purchasing power that adjusts with your use of the Card. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit record, and financial resources known to us.
  3. The Membership Rewards program ("Program") annual fee is $40, except as otherwise provided below. There is no annual Program fee for the Preferred Rewards Green Card, Preferred Rewards Gold Card, Rewards Plus Gold Card, Centurion® Card, Platinum Card®, Corporate Platinum Card, Business Membership Rewards Card, Business Platinum Card, Business Centurion Card and Fidelity American Express Platinum Card members. The annual Program fee is $75 for Corporate Cardmembers who enroll only their Corporate Card in the Program or for Corporate Cards with a Lending Card linked to the Program account. Linkage fees may apply if you have a Corporate Card or Business Card from OPENSM the small business team from American Express linked to your Program account. Some American Express Cards are not eligible for enrollment in the Program. For more information or to enroll in the Program, visit our website at open.americanexpress.com/rewards or call 800-AXP-EARN (297-3276). Participating partners and available rewards are subject to change.
  4. 5,000 welcome bonus points will be awarded after your first purchase to your Business Gold Rewards Card account. Welcome bonus points are available for first-time Business Gold Rewards Cardmembers only. You may be permitted to have more than one Business Gold Rewards Card account; however, you are eligible to earn welcome bonus points for only one Card account. Additional Cardmembers are not eligible. To be eligible to earn bonus points you must be enrolled in the Membership Rewards® program at the time of purchase and charge your purchases to an eligible, enrolled American Express® Card. Welcome bonus points will be credited to your Membership Rewards account 6 to 8 weeks after your first purchase appears on your monthly billing statement. Bonus ID: 9238. Spend bonus points will be awarded to your account depending on the amount of Eligible Spending* in each membership year, as follows: If your Eligible Spending in a membership year is equal to or greater than $20,000 but less than $50,000, you can earn 5,000 spend bonus points; if your Eligible Spending in a membership year is equal to or greater than $50,000, you can earn an additional 20,000 spend bonus points. Spend bonus points will be credited to your Membership Rewards account 12 to 14 weeks after your Eligible Spending reaches the $20,000 and $50,000 threshold amounts, respectively. Bonus ID: 7312; 8192. *"Eligible Spending" includes purchases of goods or services, which purchases have not been returned or otherwise credited to your Card account: it does NOT include fees, Finance Charges, Cash Advances or similar means of accessing your Card account, or the purchase of American Express Travelers Cheques, American Express Gift Cheques or other cash equivalents. A one-time renewal bonus of 10,000 points will be awarded to your account after you pay the annual membership fee for the second membership year. Bonus ID: 3125.The following are not eligible to earn Membership Rewards points: Savings, Cash Advance Services, Balance Transfers, Privileged Assets, Express Cash, American Express® Travelers Cheques and Gift Cheques, Cash Advances; fees and interest; charges for dishonored checks, finance charges, including Line of Credit finance charges, Sign & Travel® finance charges, Extended Payment Option finance charges, delinquency charges, bulk purchases of wireless time, Membership Rewards program migration fees, Card account annual fees, and fees for enrollment-based Card services.